ISA 570 · Non-Profit

Going Concern Checklist for Non-Profit

Tailored going concern assessment for non-profit organisations. Covers industry-specific indicators including donor dependency, grant pipeline, fundraising trends, and restricted fund obligations.

Indicators

Check all indicators that apply to the entity. Severity levels reflect their weight under ISA 570.A2. Expand any indicator to see the working paper guidance and likely review challenge.

HighFinancial
Net liability or net current liability position
HighFinancial
Fixed-term borrowings approaching maturity without realistic refinancing prospects
HighFinancial
Loan covenant breaches or indications that financial support may be withdrawn
HighFinancial
Substantial operating losses or significant deterioration in the value of assets
MediumFinancial
Arrears or discontinuance of dividends
MediumFinancial
Inability to pay creditors on due dates
MediumFinancial
Adverse key financial ratios
MediumFinancial
Negative operating cash flows indicated by historical or prospective financial statements
HighOperating
Management intentions to liquidate the entity or cease operations
HighOperating
Loss of key management or personnel without replacement
HighOperating
Loss of a major market, franchise, licence, or principal supplier
MediumOperating
Labour difficulties or shortages of important supplies
MediumOperating
Fundamental changes in market or technology that the entity cannot adapt to
LowOperating
Dependence on the success of a particular project
HighOther
Legal proceedings or regulatory action that may result in claims the entity cannot meet
HighOther
Changes in law or regulation expected to adversely affect the entity
MediumOther
Non-compliance with capital or other statutory requirements
MediumOther
Catastrophic loss of a major asset
LowOther
Excessive dependence on short-term borrowings to fund long-term assets

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Going Concern Assessment: Non-Profit

Non-profit entities face unique going concern dynamics because they do not generate commercial revenue — their sustainability depends on the continued willingness of donors, grant-makers, and funding bodies to provide resources. A loss of a major donor, the expiry of a multi-year grant without renewal, or a reputational event that undermines public trust can all precipitate a funding crisis. Unlike commercial entities, non-profits often cannot simply cut costs to survive because their costs are their mission.

Key risk factors: Non-Profit

Key non-profit going concern indicators include: dependency on a single donor or grant representing more than 25–30% of total income, expiry of multi-year grants without confirmed renewal, declining fundraising income over consecutive periods, restricted fund obligations that consume unrestricted cash (where restricted funds require co-funding), governance failures or reputational events that undermine donor confidence, and volunteer workforce decline affecting the entity's ability to deliver programmes.

Donor concentration — assess the top 5 income sources by value and what percentage of total income they represent. Loss of any single source representing more than 20% warrants going concern analysis.

Grant pipeline — for grant-dependent entities, map the expiry dates of all current grants and the status of renewal applications. A grant cliff (multiple grants expiring simultaneously) creates acute risk.

Unrestricted reserves — many non-profits report positive total funds but have minimal unrestricted reserves because the majority of funds are restricted. Assess free reserves as a percentage of annual operating costs.

Fundraising trends — declining donation income over 2–3 years may indicate donor fatigue, increased competition for funding, or reputational issues. Assess the trend and the entity's response.

Restricted fund obligations — entities with restricted funds may be required to spend those funds on specific programmes, even if the co-funding from unrestricted sources is not available. This creates a cash flow squeeze.

Governance and reputation — for non-profits, public trust is the foundation of income. Assess whether any governance issues, scandal, or adverse media coverage could affect future donations and grants.

ISA 570.9 — The auditor shall evaluate management's assessment of the entity's ability to continue as a going concern.

ISA 570.A2 — Events or conditions that may cast significant doubt include financial, operating, and other indicators.

ISA 570.16 — If events or conditions have been identified, the auditor shall obtain sufficient appropriate audit evidence about whether a material uncertainty exists.

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