ISA 570 · Non-Profit

Going Concern Checklist for Non-Profit

Tailored going concern assessment for non-profit organisations. Covers industry-specific indicators including donor dependency, grant pipeline, fundraising trends, and restricted fund obligations.

Engagement context

Set the entity details for your working paper. The assessment period is calculated per ISA 570.3.

Indicators

Check all indicators that apply to the entity. 21 indicators from ISA 570.A2/A7 including ISA 570 (Revised 2024) additions. Expand any indicator to see working paper guidance and the likely review challenge.

HighFinancial
Net liability or net current liability position
HighFinancial
Fixed-term borrowings approaching maturity without realistic refinancing prospects
HighFinancial
Loan covenant breaches or indications that financial support may be withdrawn
HighFinancial
Substantial operating losses or significant deterioration in the value of assets
MediumFinancial
Arrears or discontinuance of dividends
MediumFinancial
Inability to pay creditors on due dates
MediumFinancial
Adverse key financial ratios
MediumFinancial
Negative operating cash flows indicated by historical or prospective financial statements
HighOperating
Management intentions to liquidate the entity or cease operations
HighOperating
Loss of key management or personnel without replacement
HighOperating
Loss of a major market, franchise, licence, or principal supplier
MediumOperating
Labour difficulties or shortages of important supplies
MediumOperating
Fundamental changes in market or technology that the entity cannot adapt to
LowOperating
Dependence on the success of a particular project
HighOther
Legal proceedings or regulatory action that may result in claims the entity cannot meet
HighOther
Changes in law or regulation expected to adversely affect the entity
MediumOther
Non-compliance with capital or other statutory requirements
MediumOther
Catastrophic loss of a major asset
LowOther
Excessive dependence on short-term borrowings to fund long-term assets
MediumOther
Business interruption from cyber attacks or IT system failure
MediumOther
Exposure to climate-related physical or transition risks threatening the business model

ISA 570 Going Concern Reference Card: free PDF

One page for your planning folder: the indicator severity matrix, ISA 570.3 assessment period checklist, draft MURGC paragraph, ISA 570.16–.19 evidence requirements, and a summary of the key ISA 570 (Revised 2024) changes effective December 2026. Plus one practical audit insight per week.

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All 0 indicators with ISA 570 paragraph citations
Management's mitigation plans documented per ISA 570.16
Cash flow runway stress test with 4 scenarios
Sensitivity analysis: impact of additional indicators
Disclosure adequacy assessment (ISA 570.19–23)
ISA 570 (Revised 2024) readiness checklist
Procedures checklist and draft auditor's report paragraph
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How the score works

Each indicator is weighted by severity: High = 3 points, Medium = 2 points, Low = 1 point.

Assessment levels are determined by two criteria (whichever is met first):

  • Substantial doubt: ≥2 high-severity indicators OR weighted score ≥8
  • Significant concern: ≥1 high-severity indicator OR weighted score ≥4
  • Limited concern: Weighted score ≥1
  • No indicators: Score = 0

The 21 indicators are sourced from ISA 570.A2 (current) and ISA 570 (Revised 2024) A7, covering financial, operating, and other categories.

This scoring is a starting point for professional judgment. The auditor must consider entity-specific circumstances, industry context, and the collective effect of indicators when forming a conclusion.

ISA 570.9: The auditor shall evaluate management's assessment of the entity's ability to continue as a going concern.

ISA 570.A2/A7: Events or conditions that may cast significant doubt include financial, operating, and other indicators.

ISA 570.16: If events or conditions have been identified, the auditor shall obtain sufficient appropriate audit evidence about whether a material uncertainty exists.

Going concern assessment: Non-Profit

Non-profit entities face unique going concern dynamics because they do not generate commercial revenue — their sustainability depends on the continued willingness of donors, grant-makers, and funding bodies to provide resources. A loss of a major donor, the expiry of a multi-year grant without renewal, or a reputational event that undermines public trust can all precipitate a funding crisis. Unlike commercial entities, non-profits often cannot simply cut costs to survive because their costs are their mission.

Key risk factors: Non-Profit

Key non-profit going concern indicators include: dependency on a single donor or grant representing more than 25–30% of total income, expiry of multi-year grants without confirmed renewal, declining fundraising income over consecutive periods, restricted fund obligations that consume unrestricted cash (where restricted funds require co-funding), governance failures or reputational events that undermine donor confidence, and volunteer workforce decline affecting the entity's ability to deliver programmes.

Donor concentration — assess the top 5 income sources by value and what percentage of total income they represent. Loss of any single source representing more than 20% warrants going concern analysis.

Grant pipeline — for grant-dependent entities, map the expiry dates of all current grants and the status of renewal applications. A grant cliff (multiple grants expiring simultaneously) creates acute risk.

Unrestricted reserves — many non-profits report positive total funds but have minimal unrestricted reserves because the majority of funds are restricted. Assess free reserves as a percentage of annual operating costs.

Fundraising trends — declining donation income over 2–3 years may indicate donor fatigue, increased competition for funding, or reputational issues. Assess the trend and the entity's response.

Restricted fund obligations — entities with restricted funds may be required to spend those funds on specific programmes, even if the co-funding from unrestricted sources is not available. This creates a cash flow squeeze.

Governance and reputation — for non-profits, public trust is the foundation of income. Assess whether any governance issues, scandal, or adverse media coverage could affect future donations and grants.

Frequently asked questions

What are the key going concern risk factors for non-profit?
Key non-profit going concern indicators include: dependency on a single donor or grant representing more than 25–30% of total income, expiry of multi-year grants without confirmed renewal, declining fundraising income over consecutive periods, restricted fund obligations that consume unrestricted cash (where restricted funds require co-funding), governance failures or reputational events that undermine donor confidence, and volunteer workforce decline affecting the entity's ability to deliver programmes.
What should auditors consider when assessing going concern for non-profit?
Donor concentration — assess the top 5 income sources by value and what percentage of total income they represent. Loss of any single source representing more than 20% warrants going concern analysis. Grant pipeline — for grant-dependent entities, map the expiry dates of all current grants and the status of renewal applications. A grant cliff (multiple grants expiring simultaneously) creates acute risk. Unrestricted reserves — many non-profits report positive total funds but have minimal unrestricted reserves because the majority of funds are restricted. Assess free reserves as a percentage of annual operating costs. Fundraising trends — declining donation income over 2–3 years may indicate donor fatigue, increased competition for funding, or reputational issues. Assess the trend and the entity's response. Restricted fund obligations — entities with restricted funds may be required to spend those funds on specific programmes, even if the co-funding from unrestricted sources is not available. This creates a cash flow squeeze. Governance and reputation — for non-profits, public trust is the foundation of income. Assess whether any governance issues, scandal, or adverse media coverage could affect future donations and grants.
What is the ISA 570 going concern assessment period?
The going concern assessment must cover at least 12 months from the date the financial statements are expected to be authorised for issue, not from the balance sheet date. This distinction matters: for entities with a long time between year-end and signing, the assessment period may extend significantly into the future.

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