ISA 570 · Construction

Going Concern Checklist for Construction

Tailored going concern assessment for construction entities. Covers industry-specific indicators including project pipeline, bonding capacity, contract disputes, and subcontractor payment chains.

Indicators

Check all indicators that apply to the entity. Severity levels reflect their weight under ISA 570.A2. Expand any indicator to see the working paper guidance and likely review challenge.

HighFinancial
Net liability or net current liability position
HighFinancial
Fixed-term borrowings approaching maturity without realistic refinancing prospects
HighFinancial
Loan covenant breaches or indications that financial support may be withdrawn
HighFinancial
Substantial operating losses or significant deterioration in the value of assets
MediumFinancial
Arrears or discontinuance of dividends
MediumFinancial
Inability to pay creditors on due dates
MediumFinancial
Adverse key financial ratios
MediumFinancial
Negative operating cash flows indicated by historical or prospective financial statements
HighOperating
Management intentions to liquidate the entity or cease operations
HighOperating
Loss of key management or personnel without replacement
HighOperating
Loss of a major market, franchise, licence, or principal supplier
MediumOperating
Labour difficulties or shortages of important supplies
MediumOperating
Fundamental changes in market or technology that the entity cannot adapt to
LowOperating
Dependence on the success of a particular project
HighOther
Legal proceedings or regulatory action that may result in claims the entity cannot meet
HighOther
Changes in law or regulation expected to adversely affect the entity
MediumOther
Non-compliance with capital or other statutory requirements
MediumOther
Catastrophic loss of a major asset
LowOther
Excessive dependence on short-term borrowings to fund long-term assets

ISA 570 Going Concern Reference Card — free PDF

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Going Concern Assessment: Construction

Construction entities face acute going concern risks because of the project-based nature of their revenue, the gap between cash expenditure and payment receipts, and the cascading effect of a single problem project on the entire business. A cost overrun on a major contract, a dispute over a variation order, or the insolvency of a key subcontractor can rapidly consume the thin margins typical of the industry.

Key risk factors: Construction

Key construction going concern indicators include: a declining or empty project pipeline beyond current committed work, disputes on major contracts that delay progress payments, inability to obtain or renew performance bonds and guarantees, subcontractor insolvency or refusal to work due to late payment, retention receivables that are ageing beyond normal periods, and cost overruns on fixed-price contracts that create onerous contract provisions.

Project pipeline and order book — assess whether the entity has committed work extending at least 6–12 months beyond year-end. A declining tender success rate or absence of new awards is a leading indicator.

Contract disputes and claims — a disputed variation order or a claim against the entity can lock up significant cash in retentions and require provisions that erode equity. Assess the status of all disputed contracts.

Bonding and guarantee capacity — construction entities rely on performance bonds and bank guarantees to win new work. If surety providers have reduced capacity or banks have tightened guarantee facilities, the entity's ability to win new contracts is impaired.

Subcontractor payment chains — late payment to subcontractors can trigger lien rights, work stoppages, and reputational damage that prevents the entity from bidding on new work.

Retention receivable ageing — retentions outstanding beyond the defects liability period may indicate disputed work or client financial difficulty that will result in write-offs.

Cash flow timing — construction cash flows are inherently lumpy. Assess whether the entity has adequate working capital facilities to bridge the gap between expenditure on new projects and receipt of progress payments.

ISA 570.9 — The auditor shall evaluate management's assessment of the entity's ability to continue as a going concern.

ISA 570.A2 — Events or conditions that may cast significant doubt include financial, operating, and other indicators.

ISA 570.16 — If events or conditions have been identified, the auditor shall obtain sufficient appropriate audit evidence about whether a material uncertainty exists.

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