ISA 570 · Hospitality

Going Concern Checklist for Hospitality

Tailored going concern assessment for hotels, restaurants, and hospitality entities. Covers industry-specific indicators including occupancy rates, seasonal cash flow patterns, debt covenants, and franchise compliance.

Indicators

Check all indicators that apply to the entity. Severity levels reflect their weight under ISA 570.A2. Expand any indicator to see the working paper guidance and likely review challenge.

HighFinancial
Net liability or net current liability position
HighFinancial
Fixed-term borrowings approaching maturity without realistic refinancing prospects
HighFinancial
Loan covenant breaches or indications that financial support may be withdrawn
HighFinancial
Substantial operating losses or significant deterioration in the value of assets
MediumFinancial
Arrears or discontinuance of dividends
MediumFinancial
Inability to pay creditors on due dates
MediumFinancial
Adverse key financial ratios
MediumFinancial
Negative operating cash flows indicated by historical or prospective financial statements
HighOperating
Management intentions to liquidate the entity or cease operations
HighOperating
Loss of key management or personnel without replacement
HighOperating
Loss of a major market, franchise, licence, or principal supplier
MediumOperating
Labour difficulties or shortages of important supplies
MediumOperating
Fundamental changes in market or technology that the entity cannot adapt to
LowOperating
Dependence on the success of a particular project
HighOther
Legal proceedings or regulatory action that may result in claims the entity cannot meet
HighOther
Changes in law or regulation expected to adversely affect the entity
MediumOther
Non-compliance with capital or other statutory requirements
MediumOther
Catastrophic loss of a major asset
LowOther
Excessive dependence on short-term borrowings to fund long-term assets

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Going Concern Assessment: Hospitality

Hospitality entities — hotels, restaurants, event venues, and tourism operators — are highly sensitive to economic cycles, seasonal demand patterns, and external disruptions (pandemics, travel restrictions, geopolitical events). The combination of high fixed costs (property, staff), perishable inventory (unsold room nights cannot be recovered), and seasonal cash flow concentration creates a business model where going concern risk can emerge rapidly.

Key risk factors: Hospitality

Key hospitality going concern indicators include: occupancy rates or average daily rates (ADR) falling below breakeven levels, inability to meet debt service obligations on property financing, seasonal cash flow shortfalls where the off-season burn rate exceeds available reserves or credit lines, franchise agreement non-compliance (brand standards, renovation requirements), loss of key contracts (corporate accounts, tour operator agreements), and escalating labour costs without corresponding rate increases.

Occupancy rate and RevPAR trends — compare to both the entity's breakeven occupancy and to competitive set (comp set) performance. Underperformance versus the market suggests entity-specific rather than market-wide problems.

Debt covenants on property financing — hospitality debt typically includes DSCR (debt service coverage ratio) and LTV covenants. Covenant breaches can trigger acceleration clauses that crystallise going concern risk.

Seasonal cash flow modelling — assess whether the entity's cash reserves or credit facilities are sufficient to cover the off-season operating deficit until peak season cash generation resumes.

Capital expenditure obligations — franchise agreements and brand standards may require periodic renovation (property improvement plans). Inability to fund these creates a risk of franchise termination.

Forward booking data — unlike other industries, hospitality has leading indicators in forward reservations. A significant decline in advance bookings signals future revenue shortfalls.

Labour market and staffing — hospitality relies on seasonal and part-time workers. Wage inflation, minimum wage increases, or inability to staff adequately directly impacts both cost structures and service quality.

ISA 570.9 — The auditor shall evaluate management's assessment of the entity's ability to continue as a going concern.

ISA 570.A2 — Events or conditions that may cast significant doubt include financial, operating, and other indicators.

ISA 570.16 — If events or conditions have been identified, the auditor shall obtain sufficient appropriate audit evidence about whether a material uncertainty exists.

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