IFRS 16 · General

IFRS 16 Lease Calculator
for General

Build the lease liability and ROU asset under IFRS 16.26. Full amortisation schedule, journal entries, and an IBR sense-check column you can paste into the file.

IFRS 16 · LIVEv2026.04monthly

Lease liability, evidenced.
Not just estimated.

Session
0x2098
Fiscal Year
FY 2026
Standard
IFRS 16.26
inputs.conf
methodology.conf
README.md
01// engagement— IFRS 16.13
02entity_name=
03fiscal_year_end=
04lease_description=
05currency=
07// lease_term— IFRS 16.19
08commence_date=
09end_date=
10payment_frequency=
11payment_timing=
Reasonable certainty factors — tick any present (IFRS 16.B37–40):
12
13
14
15
16
17
18term.rationale=
Lease term rationale · extension/termination factors (IFRS 16.19)
20// economics— IFRS 16.26
21payment_amount=€ · per period
22discount_rate_ibr=% p.a. · IBR
23ibr.source=
24ibr.benchmark=
25ibr.rationale=
IBR rationale · source + benchmark + conclusion (IFRS 16.26-27)
30// lease_identification— IFRS 16.9–17 · is this a lease?
31
32
33
34
35
36
37identification.notes=
Lease identification · is this a lease? embedded? components separated? (IFRS 16.9-17)
40// adjustments— IFRS 16.24 · ROU cost components
41initial_direct_costs=
42lease_incentives=€ · reduces ROU
43prepaid_payments=
44restoration_obligation=€ · IAS 37
45useful_life=years · IFRS 16.31
46ownership_transfer=
ROU asset adjustments · IDC + incentives + restoration
48// escalation_rents— IFRS 16.42 · CPI/fixed escalation
49escalation_rate=% p.a. · annual step-up
50rent_free_months=months at commencement
Escalation / rent-free · IFRS 16.42
52// end_of_term— IFRS 16.27 · residual, options, penalty
53residual_value_guarantee=€ · IFRS 16.27(c)
54purchase_option_price=€ · if reasonably certain
55termination_penalty=€ · if term reflects termination
End of term · RVG, purchase option, termination penalty
58// modifications_log— IFRS 16.44–47 · mid-lease changes trigger remeasurement
No modifications recorded. Add any mid-lease changes: term extension, payment change, scope change, etc.
Modifications log · IFRS 16.44-47 remeasurement
65// impairment_assessment— IAS 36 · ROU asset impairment
Tick any impairment triggers present (IAS 36.12):
66
67
68
69
70
71
72conclusion=
74rationale=
Impairment assessment · IAS 36 triggers + conclusion
78// ibr_sensitivity— IFRS 16.26 / ISA 540 · rate ±2%
Enter lease inputs to see IBR sensitivity analysis.
IBR sensitivity · ±2% impact on liability + ROU
82// risk_warnings— 8-rule engine · ISA 540
Enter inputs to run risk analysis.
Risk warnings · 8-rule engine (ISA 540)
88// disclosure_and_conclusion— IFRS 16.47–97 · note + opinion
Tick disclosure items addressed in the financial statement note:
89IFRS 16.53(a)
90IFRS 16.53(b)
91IFRS 16.53(c)
92IFRS 16.53(d)
93IFRS 16.53(e)
94IFRS 16.53(f)
95IFRS 16.53(g)
96IFRS 16.53(h)
97IFRS 16.53(i)
98IFRS 16.53(j)
99IFRS 16.58
100IFRS 16.59
99conclusion.narrative=
Disclosure checklist + conclusion · IFRS 16.47-97
awaiting input·2/8 core fieldsEUR·arrears
previewwp-ifrs16-2026.pdf
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IFRS 16 working paper preview
Enter lease dates and payment amount to see your IFRS 16 working paper render in real time.
Lease liability
Awaiting input
PRIMARY
ROU asset
Cost at commencement · IFRS 16.23
Total interest
Finance charge over lease term
Lease term
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IFRS 16 for General: practical guidance

Six years in, the IFRS 16 audit point is rarely the arithmetic. It is the IBR. Most files we review pull the prior-year IBR forward, sometimes adjusted with a vague reference to "current market conditions" and no documented basis. That works on a clean inspection year. It stops working when the regulator asks how the rate was derived for a 7-year warehouse lease in a different country to the parent. IFRS 16.26 wants the implicit rate if determinable, or the lessee's incremental borrowing rate — and IFRS 16.IE2 spells out what "incremental" means: this lessee, this term, this currency, this asset class, this security profile.

Measurement considerations for General

The lease liability is measured at the present value of lease payments not yet paid at the commencement date (IFRS 16.26). Lease payments are discounted using the interest rate implicit in the lease if readily determinable, or the lessee's incremental borrowing rate (IBR). The IBR is the rate of interest that a lessee would have to pay to borrow over a similar term, and with a similar security, the funds necessary to obtain an asset of a similar value to the right-of-use asset in a similar economic environment (IFRS 16.26(d)).

ROU asset depreciation for General

The right-of-use asset is initially measured at cost (IFRS 16.23), comprising the initial measurement of the lease liability, any lease payments made at or before commencement less any lease incentives received, initial direct costs incurred by the lessee, and an estimate of costs to dismantle and restore the underlying asset (IFRS 16.24). The ROU asset is subsequently depreciated on a straight-line basis over the shorter of the asset's useful life and the lease term, unless ownership transfers or a purchase option is reasonably certain to be exercised.

Worked Example: 5-Year Office Lease

Entity A enters a 5-year office lease commencing 1 January 2025. Monthly rent is €5,000 payable in arrears. The incremental borrowing rate is 4.5%. There are no lease incentives, initial direct costs, or restoration obligations.

Initial Liability
€268,336
Initial ROU Asset
€268,336
Total Interest
€31,664
Total Payments
€300,000

Frequently asked questions: General

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