ISA 520 · Agriculture & Agribusiness

Analytical Review Tool for Agriculture

Pre-configured for agricultural entities with yield-based expectations, IAS 41 biological asset monitoring, and CAP subsidy compliance tracking.

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Trial Balance Data

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Account NameCategoryCY BalancePY Balance

The Auditor's Guide to Analytical Procedures Under ISA 520

Complete guide: ISA 520 requirements quick reference, decision flowchart for when to use analytical procedures vs. tests of details, industry-specific ratio checklists for 12 sectors, threshold-setting guide by risk level, sample completed working paper, common quality-review findings, and documentation checklist.

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ISA 520 Analytical Review for Agriculture & Agribusiness

Agricultural entities present unique analytical review challenges arising from the biological nature of their assets, the impact of weather and natural conditions on output, and the specific accounting requirements of IAS 41 Agriculture. Under ISA 520, the auditor must develop expectations that account for these factors. Agricultural revenue is a function of yield (output per hectare) multiplied by commodity price multiplied by cultivated area. Each factor can vary significantly between periods: weather affects yield, global markets affect price, and operational decisions affect cultivated area. The auditor should decompose revenue changes into these three components. A 15% revenue increase could result from a 20% price increase offset by a 5% yield decline — understanding which factor is responsible has different implications for the audit approach. Yield data should be verified against industry statistics for the region and crop type.

IAS 41 Biological Asset Valuation

IAS 41 requires biological assets (growing crops, livestock) to be measured at fair value less costs to sell, with changes in fair value recognised in profit or loss. This creates significant estimation and volatility in the income statement that the auditor must understand and analyse. Fair value changes on biological assets are inherently volatile — a growing crop gains value as it approaches harvest (biological transformation) and loses value if weather or disease conditions deteriorate. The auditor should analyse biological asset fair value changes against observable market prices, stage of biological transformation, and condition assessments. For livestock, fair value should correlate with market prices per head, adjusted for age and breed. A herd of 1,000 dairy cattle at an average fair value of €1,500 per head should total approximately €1.5M — significant deviations indicate either herd size changes or valuation issues. Agricultural produce is measured at fair value at the point of harvest (IAS 41.13) and subsequently at cost under IAS 2 — the auditor should verify this transition point.

Subsidy Income and Working Capital Cycles

Government subsidies — particularly CAP payments in the EU — represent a significant and sometimes dominant revenue source for agricultural entities. CAP basic payment scheme allocations are based on eligible hectares and payment entitlements. The auditor should verify claimed hectares against field records and satellite data (which cross-compliance inspectors also use). Subsidy income should match the entity's entitlements and compliance history. Changes in subsidy income should be explained by policy changes, eligible area changes, or compliance penalty deductions. Agricultural working capital cycles are extreme: pre-planting requires significant investment in seeds, fertiliser, and fuel; the growing season incurs labour and input costs; and revenue is concentrated in the harvest and post-harvest marketing period. The auditor should understand where in the agricultural cycle the balance sheet date falls when setting expectations for current assets and liabilities.

Key Ratios to Monitor for Agriculture & Agribusiness

  • Yield per hectare
  • Revenue per hectare
  • Input cost per hectare
  • Biological asset fair value change as % of total revenue
  • Subsidy as % of revenue
  • Working capital cycle days

What Drives Account Fluctuations

Crop yield variations from weather, disease, and soil conditions

Commodity price volatility affecting revenue per unit

Biological asset fair value changes under IAS 41

Government subsidy levels and compliance conditions

Seasonal working capital cycles (pre-harvest investment vs. post-harvest revenue)

Seasonal Considerations

Agriculture is HIGHLY seasonal. Revenue is concentrated around harvest periods. Costs are incurred throughout the growing season. Pre-harvest balance sheets show high WIP (biological assets) and low cash; post-harvest balance sheets show inventory and receivables. Always compare same season — year-end timing relative to harvest is critical.

Recommended Investigation Thresholds for Agriculture & Agribusiness

Account Category Threshold %
Revenue10%
Cost of Goods Sold10%
Operating Expenses15%
Current Assets10%
Equity10%

Regulatory note: Agricultural entities in the EU are subject to CAP regulations, cross-compliance requirements, and increasingly stringent environmental regulations (nitrogen regulations in the Netherlands, water management directives). CSRD sustainability reporting may apply to larger agribusiness entities.

Worked Example: Agriculture & Agribusiness Analytical Review

An arable farming operation cultivating 800 hectares. Overall materiality €200,000, performance materiality €130,000.

Overall materiality: €200,000 | Performance materiality: €130,000 | Threshold: 10%

Account PY CY Change %
Crop Revenue FLAG €2,400,000 €2,800,000 €400,000 +16.7%
CAP Subsidies €290,000 €280,000 €-10,000 -3.4%
Biological Asset FV Change FLAG €-50,000 €180,000 €230,000 +460.0%
Input Costs FLAG €950,000 €1,100,000 €150,000 +15.8%
Seasonal Labour €280,000 €320,000 €40,000 +14.3%
Harvested Inventory FLAG €280,000 €450,000 €170,000 +60.7%
Biological Assets FLAG €200,000 €380,000 €180,000 +90.0%
Agricultural Equipment FLAG €1,050,000 €1,200,000 €150,000 +14.3%
Flagged Item Explanations:
Biological Asset FV Change: Sign change from -€50K to +€180K — automatically flagged. Favourable growing conditions in CY resulted in higher expected yields at year-end. PY had drought conditions reducing crop expectations. Verified against agricultural consultant's crop condition reports and commodity forward prices.
Harvested Inventory: Increase of €170K (60.7%) — flagged. Year-end fell after a larger-than-normal autumn harvest but before post-harvest sales completion. Management retained inventory awaiting better market prices. Verified against warehouse records and NRV assessment against forward contract prices.

Frequently Asked Questions — Agriculture & Agribusiness

How does IAS 41 affect analytical review for agriculture?
IAS 41 requires biological assets at fair value less costs to sell, creating income statement volatility from fair value changes. The auditor must distinguish between fair value changes (which reflect market and biological conditions) and operational performance. Biological asset gains are unrealised until harvest and sale — they should not be confused with cash-generating performance.
How should yield variations be analysed?
Compare actual yield per hectare to the entity's historical average and to regional statistics published by agricultural agencies. Yield variations are driven by weather, soil conditions, seed variety, and farming practices. Significant underperformance relative to regional averages requires investigation — it may indicate operational issues or overstatement of cultivated area.
How should CAP subsidy income be verified analytically?
Calculate expected subsidy income from eligible hectares × payment entitlement rates. Verify eligible hectares against the entity's land records. Check for any cross-compliance penalties or modulation reductions. The expected amount should match published payment rates for the region and scheme year.
What working capital patterns are normal for agriculture?
Pre-planting (Q1): high borrowing, low cash. Growing season (Q2-Q3): costs accumulating, biological assets growing. Harvest (Q3-Q4): inventory accumulation, revenue generation. Post-harvest (Q4-Q1): inventory conversion to cash, debt reduction. Year-end timing relative to this cycle determines the expected balance sheet profile.
How should agricultural cooperatives be audited differently?
Cooperatives distribute surpluses to members based on participation. Analyse member transactions (purchases/deliveries) against cooperative by-laws. Retained patronage allocations should be consistent with policy. The cooperative structure may create related party considerations between the cooperative and its member-farmers.